Excess Major Medical Insurance Plan
Every responsible adult knows that the unexpected can happen. Living without sufficient medical insurance can lead to financial ruin in the event of an illness or accident. Unfortunately, even the most responsible people have trouble securing adequate amounts of medical insurance from the traditional insurance market. This plan does not intend to compete with the traditional markets, but to supplement the policies that fall short. If your clients do not feel securely covered with their existing medical insurance, the Excess Major Medical Insurance Plan will provide the additional coverage they need.
Take The Case Of...Ms. S. was running late for her shift at the bakery after her college lecture ran beyond the normal scheduled time. Unable to make it through an intersection while the light was still yellow, her car was struck by a minivan. Ms. S.'s head hit the driver's side window hard enough to cause her brain to bleed which sent her into a coma. Unable to recover from the comatose state after 8 months she was taken off life support. The total expenses exceeded $1,000,000. |
The Excess Major Medical Plan is designed to provide an added $1,000,000 of medical insurance on top of an underlying base plan. This plan mirrors the benefits of your client’s existing base medical insurance plan and will continue those benefits after the deductible has been fulfilled.
This plan can be used for individuals or groups in any situation where your client feels they need supplemental medical insurance. Additional insurance will keep your clients feeling secure and safe in the face of the unexpected.
Supplemental Coverage For
- Group Policies
- Individual Policies
- Self-Funded Policies
