Group International Major Medical Insurance
Many groups travel abroad for leisure, business, education and aide. Certain people may find themselves working in incredibly dangerous circumstances, and even in the safest of environments accidents happen, people get hurt and groups get sick. For groups living abroad, adequate medical insurance is highly important; unfortunately, a lot of these people may find they have trouble securing medical insurance from the traditional insurance market.
Take The Case Of...
One of the main DVD manufacturers in the USA brought in foreign labor for help produce DVD's around the clock during the buildup for Christmas. The group originally started out with 50 people and ended up with a total of 1,200 people over a three month period. We were able to design a plan to cover each person on a cost per day basis. This allowed the group to add and remove people from the group as the insured's came and went from the USA without overpaying premium. Keeping track of the group was as simple as reviewing the payroll records.
For groups traveling to or from the USA, Petersen International Underwriters has developed the Group International Major Medical Plan. The plan can be used to cover groups of three or more people. The benefits are comparable to the USAway and International Major Medical Plans including, but not limited to, coverage of hospital expenses, nursing facilities, physician costs, prescription drugs and, if need be, repatriation of remains.
We understand that not all people and certainly not all groups are the same; therefore, if your client’s group has special needs, PIU will design a custom group insurance plan to cover them.
This plan is perfect for:
• Employers with temporary or ongoing international business assignments
• Exchange Students
• Travel Groups