Personal Disability Insurance

The foundation of any personal financial plan must include personal disability insurance. When a traditional disability carrier runs into a problem when trying to issue coverage for reasons such as, Risky Occupations, Age, Place of Work, Medical History, Risky Avocations, International Situations, or the Need for Higher Limits, that is when the Personal Disability Plans from Petersen International Underwriters play a role. Our intent is not to compete with the traditional disability carriers, but instead to supplement their coverage where needed to provide adequate amounts of disability insurance or to offer coverage where they choose not to underwrite certain risks.

Take The Case Of...

Mr. A, age 62, who found himself with a new young family.

At the age of 62 it was difficult to secure an adequate level of Disability Insurance. As the sole bread winner for his family, every dime of his $170,000 income is needed to support the mortgage, food, clothing, and private education for his two young children. Retirement is not even in Mr. A's vocabulary at this time of his life.

Petersen International was able to secure coverage for this man when other companies wouldn't even consider it.

Don't let your clients go uninsured (or underinsured) because of age. Let Petersen International help you find a solution.

Common Uses

  • Supplemental Higher Limit Coverage
  • Primary Coverage when traditional markets won't consider
  • Special Risk Coverage
  • International Coverage
  • Risky Avocations