Longevity Risk – The Fear of Outliving Our Money

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A recent survey by the Allianz Center for the Future of Retirement found that Americans are more concerned with outliving retirement savings than actually dying.  67% worry about running out of money prior to their demise than death itself.  They also worry about affording healthcare and long-term care into retirement.

The survey statistics demonstrate how important retirement planning is as Americans are living longer than ever before.  But retirement planning and asset, wealth and income accumulation cannot properly take shape without financial protections like disability insurance. 

Personal disability insurance is the vital source of income protection that will safeguard the assets, investments and cash savings that will be preserved for the many expenses encountered later in life.

As insurance and financial professionals, we analyze and advise on financial planning.  Financial planning begins with income planning.  Income planning is not proper or complete without an abundant source of income protection.