Accidents Happen…and They Can Be Disastrous


This coming weekend marks the 250th anniversary of our nation.  From humble beginnings to a world power.  We are a nation of democratic principles and of civil rights, but we are also a nation at war abroad and suffering substantial divide and conflict at home.  There is much to celebrate and there is much to lament. 

No matter what the future holds for America, millions of us will be rejoicing in the birthday of our country.  Backyard barbecues, parades, swimming pool parties and fireworks shows are all worthy reasons for groups to be gathering in public and private arenas to celebrate the holiday.  But celebrations, gatherings and outdoor activities inherently allow for extraordinary risk, carelessness and dangerous activity.  It’s shocking to consider, but the simple fact is that people will probably be severely injured, some will die this holiday weekend celebrating the Fourth of July.

Accidents happen and tragic events like traffic collisions, drownings, homicides and slip and falls occur in multitude every day.  These events are a constant reminder of the need for insurance against the loss of life and limb.  Accidental incidents can take the lives of anyone anytime and leave a family or a business in a state of economic dismay.

Accidental death and dismemberment insurance is an affordable, direct safeguard against the loss of life stemming from unnatural causes.  Petersen International Underwriters is a preeminent provider of standalone accidental death insurance.  In addition to a tax-free death benefit, clients may add dismemberment coverage and, in some cases, accidental disability riders.  These optional features provide reassurance in case of unforeseen misfortunes.  We also have the ability to offer this product to U.S. residents traveling or working overseas anywhere in the world including conflict areas and war zones.  The coverage is also a dependable alternative to life insurance for those who are medically uninsurable in the traditional markets.

The low cost and flexibility of accidental death insurance should be considered a risk management tool for all businesses and individuals seeking additional financial and estate planning safeguards.  High Limit Accident coverage through Petersen International employs minimal to high-benefit limits combined with streamlined underwriting and fast policy approval and issuance. 

Whether the concern is firework, flood or crime, there is no good reason to go uninsured or underinsured against the perils of a sudden and unexpected accident.  Contact Petersen International at (800) 345-8816 to explore the numerous advantages of our High Limit Accident program.