Divorce Decree Insurance Solutions

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Despite good initial intentions, approximately 50% of all marriages in this country end in divorce.  Falling in love and subsequently falling out of love is unfortunately a reality for millions of Americans every year.  And no matter whether the splits in partnership are amicable or otherwise, most divorce proceedings require contractual documentation in the form of divorce decrees, many of which stipulate requirements of life insurance and sometimes disability insurance as financial protections.

In many instances, traditional life insurance isn’t the best fit or is simply unavailable to the ex-spouse whose life needs indemnification.  Chronic health issues, obesity, mental health concerns, cancer histories, drug or alcohol issues, propensity to criminality, all are cause for a lack of insurability when it comes to life insurance.

Fortunately, Petersen International offers a product called Failure to Survive insurance which provides a death benefit for contractual obligations like a divorce decree.  The policy is simplified issue, requires no exams or labs and boasts liberal underwriting, making it an ideal fit for impaired risk cases.

Petersen International also offers disability insurance solutions for divorce decree requirements.  We have in our portfolio an “own occupation” Contract Guarantee Disability plan that can accommodate the financial requirements of many divorce decree payment schedules with monthly and/or lump sum benefit options.

Please contact our office at (800) 345-8816 for more information about these unique disability and death benefit insurance products.