Life Insurance Awareness Month

Welcome to Life Insurance Awareness Month (LIAM).  Hopefully you have checked out the great marketing material and informational pieces coming out of Life Happens ( in coordination with LIAM.  This year is the twentieth anniversary of this outstanding initiative to help educate on the many important facets and uses of the various forms of life insurance.  Every American should have sufficient life insurance so as to mitigate the risk of financial difficulty upon family and business in case of an unexpected passing.

Life insurance benefits aren’t going to stop the pain and grieving and they certainly won’t replace the loss of a loved one.  But the financial security that is brought about by having life insurance begins to curb the economic uncertainties facing a family who prematurely loses an income earner.  Replacement of lost future income does bring reassurance to those dealing with a death, shedding some light on usually very dark times.

Petersen International offers term insurance and other niche products that provide death benefits on risks that don’t fit into the usual life insurance molds.  Our Failure to Survive product line offers simplified-issue coverage for business risks, indemnifying buy/sell agreements, business loans, key person situations, other business contracts and divorce decrees.  The underwriting of such insurance requires no exams or labs and can be approved and issued on preferred, standard and impaired risks in a relatively short period of time.

We also have an incredibly adaptive accidental death (AD) insurance platform that provides viable options for many hard-to-place risks.  Petersen’s AD plan is a regular solution to coverage for professional athletes, pilots, amateur and professional motorsports enthusiasts, international travelers, extreme sports fanatics, persons working overseas and as importantly, to those who just can’t qualify for traditional life insurance due to less-than-preferred health histories.  Our AD coverage is flexible, affordable and can be written on group or individual chassis. 

Petersen International is synonymous with specialty risk.  We have been writing hard-to-place disability cases for decades.  The same goes for life insurance.  We have extraordinary solutions that aren’t available through most U.S. carriers.  Next time you have a tough life case, give us a call at (800) 345-8816.