Life Insurance Awareness Month
How time flies. It’s Life Insurance Awareness Month (LIAM) once again. Be sure to check out the great marketing material and informational pieces developed by Life Happens (lifehappens.org) in coordination with LIAM. This initiative helps to educate consumers with information and statistics on the many important facets and uses of the various forms of life insurance. Every American should have sufficient life insurance to mitigate the risk of financial difficulty upon family and business in case of an unexpected passing.
Life insurance benefits aren’t going to halt the pain when grieving a lost loved one. But the financial security that is brought about by having life insurance begins to curb the economic uncertainties facing a family that loses an income earner. Replacement of lost future income does bring reassurance to those dealing with a death, shedding some light on a usually dark period of life.
Petersen International offers term insurance and other niche products that provide death benefits on risks that don’t fit into the usual life insurance molds. Our Failure to Survive product line offers simplified-issue coverage for business risks, indemnifying buy/sell agreements, business loans, key person situations, other business contracts and divorce decrees. The underwriting of such insurance requires no exams or labs and can be approved and issued on preferred, standard and impaired risks in a relatively short period of time.
We also have an incredibly adaptive accidental death (AD) insurance platform that provides viable options for many hard-to-place risks. Petersen’s AD plan is a regular solution to coverage for professional athletes, pilots, persons working in political hotspots, amateur and professional motorsports enthusiasts, international travelers, extreme sports fanatics, persons working overseas and as importantly, to those who just don’t qualify for traditional life insurance due to less-than-favorable health histories. Our AD coverage is flexible, affordable and can be written on group or individual chassis with short and long-term contracts available.
Petersen International is synonymous with specialty risk. We have extraordinary solutions that typically aren’t available through U.S. carriers. The next time you have a tough life insurance case, give us a call at (800) 345-8816.