Not Just for the Rich and Famous

When one hears stories of Lloyd’s of London or has first impressions of the supplemental, surplus lines disability insurance market, immediately, most American life and health insurance agents think of coverage designed only for rock stars, professional athletes and hedge fund managers.  Also popular are the industry tales of so called “body part” coverage such as the insurance on pro footballer Troy Polamalu’s hair and model Heidi Klum’s legs.  But the Lloyd’s market has evolved into a premier source of quality disability insurance products for almost anyone who is unable to attain substantial quantities of coverage through traditional U.S.-based disability carriers.