Smashing Enhancements – The Physicians and Surgeons Plan

THE PHYSICIANS & SURGEONS PLAN HIGH LIMIT DISABILITY INSURANCE
EXPANDED LIBERAL ISSUE LIMITS
• $10,000,000—or more!
As Monthly Benefits or,
As a Lump Sum Benefit, or
As a combination
• Up to 65% of earned income if personally paid, and up to 75% if employer paid
EXCELLENT DEFINITIONS
•Specialty “OWN OCC” coverage for the entire benefit period
“OWN OCC” issued up to age 65
•SUBSTANTIAL RATE REDUCTIONS—up to 40%
80% of all medical specialties reduced
20% of remaining specialties no increase
COMPREHENSIVE COVERAGE
• Includes Benefits for
Total Disability
Presumptive Disability
Transplant Disability
• Valuable Options
Residual
COLA
Lump Sum

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