The PIU Communicator Library
Great Ideas for Unique Insurance Sales Opportunities: Senior Market Disability - Tuesday, December 14, 2010
Take the case of… Mr. A, age 62, who found himself with a new young family.At the age of 62 it was difficult to secure an adequate level of Disability Insurance. As the sole bread winner for his family, every dime of his $170,000 income is needed to support the mortgage, food, clothing, and private education for his two young children…
Great Ideas for Unique Insurance Sales Opportunities: International Major Medical - Tuesday, October 19, 2010
Take the case of… a famous Clothing Manufacturing Company. International employees coming to the United States for business training caused concerns for the HR Department for the lack of medical insurance during their stay in the U.S. The solution was to place an International Major Medical Plan in force and provide for an easy reporting system so that any time a non-U…
Great Ideas for Unique Insurance Sales Opportunities: Supplemental Disability - Tuesday, September 7, 2010
Take the case of… Dr. D, Radiologist, age 43, income of $350,000.Traditional carriers maxed out at $10,000 per month. This only covered 34% of his income.Petersen International Underwriters provided an additional $9,000 per month bringing his level of coverage to 65% replacement…
Great Ideas for Unique Insurance Sales Opportunities: Everyday Use of High Limit Disability - Tuesday, August 10, 2010
Take the case of… an ordinary businessman with a wife and three children. He is a successful businessman with an annual income of $200,000. Although he has the maximum monthly disability benefit available of $8,000, it is not enough to cover his mortgage and the private education tuition for his three children…
Great Ideas for Unique Insurance Sales Opportunities: Pilot Disability – Loss of License - Tuesday, August 3, 2010
Take the case of… Captain F who is a corporate pilot with plenty to lose should he not be able to fly. Not many Disability carriers are able to consider this occupation…
Great Ideas for Unique Insurance Sales Opportunities: Catastrophic Loss Insurance - Tuesday, July 13, 2010
Take the case of……the business firm that was providing an incentive trip for their top producers. After realizing that they had a lot of “eggs in one basket”, they felt it was imperative to insure for the possibility of a disaster. If something happened such as an airplane accident or a natural disaster such as a hurricane or earthquake, the firm would suffer a tremendous Key Person loss…