The PIU Communicator Library

Striking It Rich with Disability Sales - 09/29/2026

The title of this piece hopefully got your attention, but it’s not a come-on.  To be fair, it’s difficult, and sometimes seems downright impossible to make a fortune doing anything in this world – including playing the lottery let alone selling insurance.  You work hard, and you are used to the daily grind, making a […]

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The Importance of Supplemental DI In Today’s Evolving Market - 05/19/2026

It’s a great time to be in the business of disability insurance, especially from an advisor, broker or consumer perspective.  Foreign and domestic markets have been softening for some time now and many carriers and underwriting outlets lately seem to be fighting for DI dollars, willing to write for gross premium volume in the short […]

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It’s DIAM Once Again! - 05/12/2026

As producers and marketers, retailers and wholesalers of the disability insurance industry, the month of May is when the spotlights are upon us.  It’s when we can take a longer-than-usual moment to recognize, celebrate and promote the fundamental importance of income protection.  Disability insurance is imperative and has historically proven to have such a significant […]

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Solutions for Large Accumulation Risks - 04/28/2026

In the event of an unexpected catastrophe such as a natural disaster or an act of war/terrorism, companies can find themselves in difficult financial and liability situations. With large accumulations of employees in an office building, a business campus space or on an airplane, traditional insurance solutions may not be adequate.  But Petersen International and […]

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When Disability Insurance Leaves High Earners Exposed - 3/24/2026

Jamie Fleischner, disability insurance specialist and President of Set For Life Insurance, was kind enough to have our own Tom Petersen as a guest on a recent episode of her Income Protection Journal podcast. Below is a link to the episode where she and Tom discuss why high-net-worth individuals are often disproportionately financially exposed during […]

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DI Fundamentals – The Wall Safe - 10/07/2025

Here is a great lesson to pass on to your clients about the need for disability insurance and a unique take on the product ideology.  This is from the teachings of the great W. Harold Petersen who spent his storied career enveloped in the marketing and promotion of income protection and replacement. Learning about disability […]

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