The PIU Communicator Library

When Disability Insurance Leaves High Earners Exposed - 3/24/2026

Jamie Fleischner, disability insurance specialist and President of Set For Life Insurance, was kind enough to have our own Tom Petersen as a guest on a recent episode of her Income Protection Journal podcast. Below is a link to the episode where she and Tom discuss why high-net-worth individuals are often disproportionately financially exposed during […]

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DI Fundamentals – The Wall Safe - 10/07/2025

Here is a great lesson to pass on to your clients about the need for disability insurance and a unique take on the product ideology.  This is from the teachings of the great W. Harold Petersen who spent his storied career enveloped in the marketing and promotion of income protection and replacement. Learning about disability […]

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Preserving the Here and Now - 06/10/2025

What is important to you as an advisor?  Selling peace of mind to your clients?  Assisting in planning for their economic present and future?  Building their families safe harbors in case of unexpected catastrophe?  All are altruistic endeavors and purposeful goals for someone working in our industry.  But how do you make those intentions a […]

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Would You Like Fries With That? - 04/15/2025

Producers often inquire about how they can sell more insurance to their clients.  The answer is easy but can be at times unnerving – just ask! Have you been to a fast-food drive through in the past few years?  Almost always, the first thing they say is “would you like to try the new double […]

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Financial Discrimination - 12/17/2024

The United States is one of the wealthiest countries in the world.  There are by far more billionaires in the U.S. than in any other nation, and there are more than 10 million American millionaires.  This is a land of economic freedoms and opportunities that few other places on Earth offer.  But even in this […]

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Retirement Protection - 11/19/2024

One of the most horrific fears of many Americans is the possibility of outliving their cash and financial holdings.  But as we witness in real world practice, this common concern doesn’t typically lead to personal accountability or proactive measures early enough.  Most working age Americans aren’t sufficiently progressing toward savings and wealth accumulation.  We worry […]

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