The PIU Communicator Library
Income Replacement Strategies - 07/09/2024
Disability insurance isn’t usually the first product on the minds of most U.S. insurance advisors, nor is it on the minds of their clients. The average American seldom inquires about most aspects of insurance, but when they do, it usually entails coverage types more requisite to government mandates, like medical or auto insurance, or preconceived […]
New Electronic Applications - 06/25/2024
Due to increasing product demand with a growing need to streamline policy application processing and ensure continued exceptional and expeditious service, Petersen International is excited to announce the immediate implementation of several new online product applications for the Key Person Failure to Survive (FTS) plan, the Buy/Sell Failure to Survive (FTS) plan as well as […]
Proper Business Planning with Disability Insurance - 05/14/2024
Disablement is like the analogy of throwing a stone into a pond. There is certainly a ripple effect. Not only is the disabled person directly affected and in over their head, but the resulting waves hit everyone and everything in the vicinity. Of course, close family and friends are reeling from the consequences, but so […]
Disability Loan Insurance vs. Overhead Insurance - 12/28/2020
Capital lending and finance make the world go round. Whether it be personal real estate, automobiles or business expenses, most Americans finance their entire way of life by accepting money from professional lenders with the promise of repayment including interest. Public and private companies regularly utilize business loans to start, run and enhance themselves. Business […]
The Business Loan Insurance Conundrum - 03/05/2018
Monetary loans make the world go round. Whether it be personal real estate, automobiles or business expenses, most Americans finance their entire way of life by accepting capital from professional lenders with the promise of repayment including interest. Public and private companies regularly utilize business loans to start, run and enhance themselves. Business loans are […]
Don’t Waste Personal DI Benefits on Business Loans - 1/24/2017
The Small Business Administration and countless non-governmental, commercial banks lend billions of dollars in capital to tens of thousands of American professionals every year. Those professional men and women are your clients and your business prospects, and many make the serious mistake of assigning personal disability policy benefits to lending institutions in cooperation with business […]