The PIU Communicator Library

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Severance Disability Insurance - 12/11/2017

The business world is like a complex organism, a living thing that moves and breathes, grows and contracts, flourishes and stalls.  It is ever changing according to a multitude of influences like the stock market, politics and local economies which all can greatly affect businesses no matter their size or their industry.  Because of economic […]

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Severance Insurance: An Important Asset for Business Owners - 07/21/2015

As global economies flourish and contract, the American business world changes constantly.  Companies merge and downsize creating pitfalls in corporate reorganization that human resource departments often miss or may not even be aware exist.  One such unfamiliar peril is that of disability insurance for employees terminated following a downsizing or acquisition. Severance agreements are usually […]

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Hidden Liability When Firing an Employee - 12/16/2014

Most employment dissolutions taking place in small to large businesses are done so with amicable intentions.  Of course employees are generally and understandably upset, but the break-up of employee and employer is usually beneficial, in the long run, to both parties.  Severed employees must come to grips that personalities clashed enough to produce an unhealthy […]

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Severance Agreement Disability Insurance Video - Tuesday, February 11, 2014

When an employee is offered a benefits package that cannot be fulfilled by traditional insurance companies, the employer is forced to self insure some of the benefits. The Severance Agreement Disability Insurance plan was created to reduce the liability created by a comprehensive severance package…

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Severance Insurance for Employers - Tuesday, November 12, 2013

Unfortunate circumstances arise in all businesses at one time or another. And for reasons such as merger and acquisition or reorganization, an employer, at times, finds it necessary to “let go” or sever business relationships with long-term employees who have amassed employee benefits in the form of pensions and insurances…

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Severance Disability Plans - Tuesday, January 8, 2008

Severance Agreements usually result in the promise of the employer to provide for a continuation of income and benefits for a certain period of time beyond the termination date of an employee. These types of agreements are very common. Employers having tried their hardest to attract the best talent possible have fabricated very expensive benefit plans…

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