Great Ideas for Unique Insurance Sales Opportunities: Hospital Group

Excess High Limit Disability

Take the case of… XYZ Hospital. The hospital had employment contracts,which promise 75% disability insurance imcome replacement, with their top executives and medical chairs. Their incomes were way beyond the ability of LTD and Individual Disability combined to do the proper job of indemnification. This placed a huge liability onto the books of the hospital.

Solution: Guaranteed Issue Supplemental Disability Insurance up to 75% of income with issue limits as high as $50,000 per month or more.

Comment