Insuring Part-Timer Workers

The “part-time worker” is seen as a stigmatic category by most traditional insurance carriers. When the amount of time worked in a year skews the perception of traditional underwriters, declination of coverage is often the result. This is NOT the outlook of Petersen International Underwriters. We look at an individual’s income. Whether that income was earned working 365 days a year or 36 days a year, it still requires adequate replacement coverage through the use of Disability Insurance.