Great Ideas for Unique Insurance Sales Opportunities: Supplemental Disability

Supplemental Disability

Take the case of… Dr. D, Radiologist, age 43, income of $350,000.

Traditional carriers maxed out at $10,000 per month. This only covered 34% of his income.

Petersen International Underwriters provided an additional $9,000 per month bringing his level of coverage to 65% replacement.

Rx: 5 Year Term Policy
$9,000 per month benefit (in addition to the $10,000 per monthin force)
90 day elimination period
84 month benefit period followed by:
$1,000,000 lump sum benefit.