The PIU Communicator Library

Overlooked Disability Solutions for Everyday Needs - 05/19/2023

Here are some lesser known, nevertheless fantastic financial protection solutions that allow clients valuable insurances without the potentially dangerous need of assigning personal disability benefits.  The following available Petersen International products assist in keeping personal income protection intact while addressing other personal or business-specific financial needs with alternative disability program options. Loan Indemnifications Banks and […]

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New York Disability Bill Passes - 08/09/2021

Petersen International is extremely pleased to announce we can now write business disability insurance programs in the state of New York.  The legislature for the state of New York as well as Governor Cuomo have officially signed bill S5760-A into law. Known as Catastrophic Business Disruption Insurance, the bill allows for business disability insurance to […]

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Business Solutions for Dental Practices - 02/25/2020

Running a successful dental practice is physically demanding and very expensive.  Graduate school loans, mortgages, equipment financing, book of business buy-outs and property leases can all negatively affect the bottom line of a dental professional.  Most general-practice dentists, dental specialists and oral surgeons are holders of multiple bank notes, letters of credit, promissory notes and/or […]

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Asset Conservation Using Disability Insurance - Tuesday, March 26, 2013

When selling life insurance, many producers may use the pitch that one excellent reason to purchase life insurance is for asset protection. The concern, of course, is that upon death there are numerous financial obligations that must be resolved, ranging from estate taxes to financial dependency for the surviving family members. The funds from the […]

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Business Disability Insurance - Tuesday, March 6, 2012

A disability may not only have a financial impact on an individual, but also on a business. Replacing a Key Person…

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Business Uses for Guaranteed Issue Disability - Tuesday, January 31, 2012

Ever hear of a Guaranteed Issue Key Person Disability plan? How about Guaranteed Issue Business Overhead? Buy/Sell? While extremely rare in the traditional market, these applications are standard practice at Petersen International Underwriters… Learn More

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