The PIU Communicator Library

Minimizing Corporate Risk with Buy/Sell Disability Insurance - 03/27/2018

Although it feels to some of us that we are, by necessity or not, going to work for the rest of our lives, most Americans will retire by the age of 70.  Now that number is definitely increasing due to a multitude of factors (improvement in healthcare, increased longevity, lack of retirement planning confidence, etc.)  […]

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Business Insurance for Mature Business Owners - Thursday, October 16, 2014

The trend of pushing the age of retirement back a few years is on the rise.  Americans are living, and therefore needing to work, longer.  Wealth accumulation periods have increased due to the need for longer-term financial sustainability, as we are regularly seeing entrepreneurs undertaking new business ventures well into their sixties. The vast Baby […]

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“Buy/Sell Plus” Insurance - Tuesday, March 11, 2014

The total disablement of a business owner is a major cause of an established business’ untimely and premature demise. Insurance advisors and agents have various products at their disposal to help combat the financially destructive forces of corporate disability. Regarding business continuation and the transfer of ownership of that business to existing or new partners […]

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Disability Buy/Sell Solution - Tuesday, March 5, 2013

Businesses are structured in various ways these days. Some of these frameworks are partnerships, LLC’s and corporations, and within each entity there can be many unique designs causing underwriting issues for the traditional disability insurance marketplace… Learn More

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Great Ideas for Unique Insurance Sales Opportunities: Replacement of Inadequate Coverage - Tuesday, January 18, 2011

In the arena of inadequate disability coverage, we often use words such as “replacement, rescue, and supplement”. Replacement coverage must be prescribed carefully, for it is not intended to replace coverage provided by other insurers except for a bona fide use that represents a sound improvement to an insured’s present coverage… Learn More

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Great Ideas for Unique Insurance Sales Opportunities: BABY BOOMERS ARE CRYING FOR HELP! - Tuesday, June 1, 2010

Traditional Disability Buy/Sell Insurance policies begin to decrease in value as the insured person reaches age 60. A Solution to the Disability Buy/Sell Funding is replacement of a sick and dying plan with a perky, full benefit plan. There are two ways to save the consumer:1… Learn More

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