The PIU Communicator Library
Save the Date! Petersen International Underwriters ALS Golf Classic - 11/15/2021
We are pleased to announce that Petersen International is the title sponsor of the 2021 ALS Golf Classic which will be held on December 6, 2021 at Valencia Country Club in Valencia, California. This amateur charity golf tournament, now in its 20th year, has received many accolades all over California. Proceeds from the tournament benefit […]
Potential Corporate Pitfalls: Severance Agreements - 11/08/2021
The COVID-19 global pandemic remains at the forefront of everyday life. Although mass vaccinations and changes in business and social practices have helped stem and slow the Coronavirus infection and death rates across much of the world, pockets of outbreaks continue to plague parts of the U.S. with a continued effect on the economy. The […]
Risk Spotlight – Real Life Case - 10/26/2021
A relatively healthy 51-year-old chiropractor and business owner was seeking disability insurance to help cover his monthly office overhead expenses in case he became temporarily disabled and was unable to work for a period of time. As he rightfully should, the client was looking for insurance in excess of his personal DI cover and was […]
What Ever Happened to “Best Practices”? - 10/18/2021
Best Practices is a term that was used frequently in the 1980’s up to about 2010, but has faded a bit in the past decade. Best Practices was a term used to describe a set of “standards” to insure consistency and reliability for clients (and producers). It was designed to be a comparison with some […]
Risk Spotlight – Real Life Case - 09/21/2021
A 42-year-old general dentist was in the process of purchasing a flourishing practice from a retiring colleague. To fund the $1,250,000 transaction, she had secured terms for a practice loan from a commercial bank on a 10-year note. The client had satisfied most of the lender’s demands, but was struggling to secure a collateralized life […]
Not All Lloyd’s DI Policies Are Created Equal - 09/13/2021
The use of Lloyd’s of London personal lines coverage has seen an increase in recent years. One reason is due to the realization by employers that benefit options must address the needs of their diverse workforce which includes protecting highly-compensated key employees with an equitable disability benefits solution. Remaining competitive by attracting and retaining key […]