The PIU Communicator Library
Case Study Snapshot: High-Limit, Supplemental Disability - 02/03/2026
An orthopedic surgeon and part owner of a successful surgery center in Florida was making $1,200,000 annually. His clinic provided taxable group disability benefits capped at $25,000 per month. He also had an additional layer of individual coverage from a domestic U.S. carrier providing him with another $25,000 per month. Considering the doctor’s growing family, […]
Residual Disability - 01/27/2026
Not all disabilities manifest themselves equally. There are many thousands of recognized diseases and countless ways to injure and horribly afflict the human body. And although modern medicine has been remarkably able to serve mankind and heal our fragile bodies, the disabled community is the single largest minority group in the United States. Over 20% […]
Disability Insurance Policies Are NOT Created Equal - 01/20/2026
As you do your due diligence for your clients and weigh the pros and cons of disability insurance products from various carriers, be mindful that not all income protection plans are created equal. Policy wordings, definitions and claims viability can vary drastically amongst domestic disability carriers as well as throughout the venerated Lloyd’s of London […]
What 2026 May Hold -
Happy New Year! 2025 was another spectacular year for Petersen International with growth along most insurance lines of the specialty markets. Individual disability and group GSI sectors continued to expand, the life and Failure to Survive markets showed consistent growth and accident and war risk insurance sales skyrocketed last year. Now let’s look ahead to […]
Case Study Snapshot: Cannabis Industry Key Person Solutions - 01/06/2026
A corporate conglomerate of legal cannabis dispensaries and marijuana grow operations was seeking high limits of key person life and disability insurance on their founder and CEO. Their insurance representative was finding it difficult to acquire sufficient business life and DI policies on the client because of his direct relationship to cannabis sales which is […]
Save the Date! NAIFA Los Angeles – Pathway to Excellence Event - 12/23/2025
The Los Angeles chapter of NAIFA has announced the Pathway to Excellence Event which will be held on April 9, 2026 at 11:00 AM at the Knollwood Country Club in Granada Hills, CA. The event will bring to the podium keynote speaker, former NBA player and financial services specialist Christopher Gandy. Another highlight of the […]