The PIU Communicator Library
Divorce Decree Insurance Solutions - 11/11/2026
Despite good initial intentions, approximately 50% of all marriages in this country end in divorce. Falling in love and subsequently falling out of love is unfortunately a reality for millions of Americans every year. And no matter whether the splits in partnership are amicable or otherwise, most divorce proceedings require contractual documentation in the form […]
Case Study Snapshot: Key Person Disability - 11/01/2025
A successful and renowned orthopedic surgeon was a partner and primary revenue generator of a growing Florida medical practice including a surgery center. His personal annual income was $1,200,000. The other business owners were greatly concerned with a permanent disability scenario in which the key surgeon would be unable to practice which would put the […]
Such a Frightening Possibility! - 10/28/2025
I’m not referring to haunted houses, Halloween monsters or flesh-eating zombies. I’m talking about disablement, physical and/or mental incapacitation that leads to loss of income. There isn’t much scarier than losing your ability to earn a living. Disability is an unfortunate occurrence and a regular part of life, of many lives in fact, in this […]
Congratulations to Ben Nordman - 10/14/2025
Last week, Ben Nordman, Managing Partner of North Central DI, was given the W. Harold Petersen Lifetime Achievement Award by the association board and members of the International DI Society at their annual conference which took place this year at the Grand Sierra Resort in Reno, Nevada. The prestigious award was created by the IDIS […]
DI Fundamentals – The Wall Safe - 10/07/2025
Here is a great lesson to pass on to your clients about the need for disability insurance and a unique take on the product ideology. This is from the teachings of the great W. Harold Petersen who spent his storied career enveloped in the marketing and promotion of income protection and replacement. Learning about disability […]
Case Study Snapshot: Guaranteed-Issue Disability -
An employee benefits specialist found that a large corporate law firm client, with offices throughout the country and several hundred partner attorneys, had immense gaps in their group disability benefits and greatly varying benefit levels amongst the partners. Nearly half of the attorneys had insufficient levels of income protection, which was not acceptable to the […]