The PIU Communicator Library
Potential Corporate Pitfalls: Severance Agreements - 11/08/2021
The COVID-19 global pandemic remains at the forefront of everyday life. Although mass vaccinations and changes in business and social practices have helped stem and slow the Coronavirus infection and death rates across much of the world, pockets of outbreaks continue to plague parts of the U.S. with a continued effect on the economy. The […]
Risk Spotlight – Real Life Case - 10/26/2021
A relatively healthy 51-year-old chiropractor and business owner was seeking disability insurance to help cover his monthly office overhead expenses in case he became temporarily disabled and was unable to work for a period of time. As he rightfully should, the client was looking for insurance in excess of his personal DI cover and was […]
What Ever Happened to “Best Practices”? - 10/18/2021
Best Practices is a term that was used frequently in the 1980’s up to about 2010, but has faded a bit in the past decade. Best Practices was a term used to describe a set of “standards” to insure consistency and reliability for clients (and producers). It was designed to be a comparison with some […]
Risk Spotlight – Real Life Case - 09/21/2021
A 42-year-old general dentist was in the process of purchasing a flourishing practice from a retiring colleague. To fund the $1,250,000 transaction, she had secured terms for a practice loan from a commercial bank on a 10-year note. The client had satisfied most of the lender’s demands, but was struggling to secure a collateralized life […]
Not All Lloyd’s DI Policies Are Created Equal - 09/13/2021
The use of Lloyd’s of London personal lines coverage has seen an increase in recent years. One reason is due to the realization by employers that benefit options must address the needs of their diverse workforce which includes protecting highly-compensated key employees with an equitable disability benefits solution. Remaining competitive by attracting and retaining key […]
The Magic of Single-Pay Disability Premiums - 08/30/2021
Petersen International prides itself on its customer service. And that attention to service doesn’t end at the quick turnaround of insurance quotes, flexible underwriting or policy servicing by our helpful and professional staff. We also strive to make the paying of premiums as easy and as comfortable as possible for the agents we work with […]