The PIU Communicator Library

Impaired-Risk Disability Solutions - 06/06/2022

According to World Health Organization estimates, there are over 30,000 diseases of the human body known to modern medicine.  Of those classified and analyzed conditions, roughly two-thirds have no known effective treatment.  Yet, medicines have evolved greatly over the last several generations, and treatment methods have as equally improved to great effect on the human […]

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The Layering of Disability Policies - 05/23/2022

Without financially protecting one’s paycheck, men and women stand to lose their single most vital source of economic freedom.  Regularly-earned income provides for the necessities for one’s lifestyle and for one’s family – it allows for food, shelter, utilities, transportation, education, healthcare as well as the other numerous bills and costs the average American encounters […]

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High-Limit Disability Insurance - 05/17/2022

The Third Tier Newly created policy offers up to $25,000 per month of disability benefits payable to age 65. A first of its kind in the High Limit Disability market, this revolutionary plan offers High Limit benefits and is structured as a traditional DI policy. Plans are available for Physicians, Executives, Attorneys, and other white […]

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Disability Insurance Awareness Month 2022 - 05/09/2022

Many of those who specialize in marketing DI do so with more in mind than simply a commission.  DI Awareness Month is special because we recognize its fundamental importance to the working American.  Too many of us have seen the financial struggles of uninsured families when an income earner loses his/her physical ability to make […]

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The All Important “Rainmaker” - 05/02/2022

In the realm of big business and high finance, the term “rainmaker” holds substantial clout, influence and respect.  Defined as “a person who generates income for a business or organization by brokering deals or attracting clients or funds”, a rainmaker is a key employee or business owner, usually a go-getter who is mainly responsible for […]

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Loss of License – Income Protection for Pilots - 4/25/2022

As important as life insurance is to professional aviators, disability income protection is absolutely imperative. Whether a pilot flies for a commercial outfit, is self-employed as a crop duster, provides transport for corporate executives or does heavy-lift work in a helicopter, the reality of disablement exists among every class of aviator. Due to accident or illness, there […]

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