The PIU Communicator Library
Case Study Snapshot: Group Critical Illness - 09/01/2026
A large Chicago law firm was interested in offering new employee benefits to assist in the process of acquiring and retaining talented and sought after attorneys. The firm’s HR team was looking into critical illness programs and their insurance broker contacted Petersen International to find out more about our new group CI plan. The product […]
How DI Fits into Business Planning – Part 2 - 07/28/2026
Last week we discussed how overhead expense and loan indemnification disability plans are vital tools in managing business disruption, but there are other insurance products that are just as important in the grand scheme of business planning. Key person disability insurance is an important planning safeguard. The physical loss of a key employee or employer […]
Solutions for Large Accumulation Risks - 04/28/2026
In the event of an unexpected catastrophe such as a natural disaster or an act of war/terrorism, companies can find themselves in difficult financial and liability situations. With large accumulations of employees in an office building, a business campus space or on an airplane, traditional insurance solutions may not be adequate. But Petersen International and […]
Case Study Snapshot: Private Pilot Accidental Death Insurance - 04/07/2026
The board of directors of an accounting firm had just purchased $3,000,000 of key person term life insurance on a 63-year-old executive officer to help protect their flourishing company. The key executive had recently begun pilot training courses and had fewer than 100 flight hours logged. The term life policy would not cover him as […]
Chiropractor Disability Programs - 3/31/2026
From a disability insurance underwriting perspective, certain occupations require more consideration and finesse than others. One such profession is that of the chiropractor, not as risky as an offshore oil rig worker, but definitely more concerning to disability carriers than an accountant or even other medical specialists. But why? Why are chiropractors difficult prospects and […]
Case Study Snapshot: Cannabis Industry Key Person Solutions - 01/06/2026
A corporate conglomerate of legal cannabis dispensaries and marijuana grow operations was seeking high limits of key person life and disability insurance on their founder and CEO. Their insurance representative was finding it difficult to acquire sufficient business life and DI policies on the client because of his direct relationship to cannabis sales which is […]