The PIU Communicator Library
Solutions for Large Accumulation Risks - 04/28/2026
In the event of an unexpected catastrophe such as a natural disaster or an act of war/terrorism, companies can find themselves in difficult financial and liability situations. With large accumulations of employees in an office building, a business campus space or on an airplane, traditional insurance solutions may not be adequate. But Petersen International and […]
Case Study Snapshot: Private Pilot Accidental Death Insurance - 04/07/2026
The board of directors of an accounting firm had just purchased $3,000,000 of key person term life insurance on a 63-year-old executive officer to help protect their flourishing company. The key executive had recently begun pilot training courses and had fewer than 100 flight hours logged. The term life policy would not cover him as […]
Chiropractor Disability Programs - 3/31/2026
From a disability insurance underwriting perspective, certain occupations require more consideration and finesse than others. One such profession is that of the chiropractor, not as risky as an offshore oil rig worker, but definitely more concerning to disability carriers than an accountant or even other medical specialists. But why? Why are chiropractors difficult prospects and […]
Case Study Snapshot: Cannabis Industry Key Person Solutions - 01/06/2026
A corporate conglomerate of legal cannabis dispensaries and marijuana grow operations was seeking high limits of key person life and disability insurance on their founder and CEO. Their insurance representative was finding it difficult to acquire sufficient business life and DI policies on the client because of his direct relationship to cannabis sales which is […]
Case Study Snapshot: Key Person Disability - 11/01/2025
A successful and renowned orthopedic surgeon was a partner and primary revenue generator of a growing Florida medical practice including a surgery center. His personal annual income was $1,200,000. The other business owners were greatly concerned with a permanent disability scenario in which the key surgeon would be unable to practice which would put the […]
Cannabis Industry Insurance Solutions - 09/23/2025
As the American cannabis industry continues to mature and evolve, it has become evident that the sector is in desperate need of more support from insurance outlets and requires financial protections that other commercial areas are readily afforded. Many life insurance companies have yet to embrace the cannabis industry and fail to allow any kind […]