The PIU Communicator Library

Case Study Snapshot: Private Pilot Accidental Death Insurance - 04/07/2026

The board of directors of an accounting firm had just purchased $3,000,000 of key person term life insurance on a 63-year-old executive officer to help protect their flourishing company.  The key executive had recently begun pilot training courses and had fewer than 100 flight hours logged.  The term life policy would not cover him as […]

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Addressing BTA Policy Gaps - 03/17/2026

Business travel accident (BTA) insurance is a common commodity among American companies with international interests and employees that travel throughout the world.  Firms purchase BTA policies to financially indemnify employees from unexpected events while on business trips.  Policies often include coverage for accidental death, dismemberment, disability and accident medical, but many traditional BTA products have […]

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Mexico Travel Solutions - 3/03/2026

In a predawn raid in central-western Mexico on February 22nd, the infamous leader of a Jalisco-based drug cartel named Nemesio Oseguera Cervantes, nicknamed “El Mencho”, was killed in a gunfight with Mexican military forces.  In retaliation, drug cartel members and associates around the country have staged organized attacks on governmental facilities, assaults on military personnel […]

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Death Benefit Options for Pilots - 10/21/2025

Of course, you can imagine how important life insurance is to someone who flies an aircraft for either work, travel or recreation.  Although air travel by nature is generally safer than riding in an automobile, planes, helicopters and other motorized and non-motorized aircraft do crash on occasion.  Every year American pilots do lose their lives. […]

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Life Insurance Awareness Month - 09/09/2025

Welcome to Life Insurance Awareness Month (LIAM).  Be sure to check out the great marketing material and informational pieces developed by Life Happens (lifehappens.org) in coordination with LIAM.  This initiative helps to educate consumers and the general public with unbiased information on the many important facets and uses of the various forms of life insurance.  […]

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War Zone Insurances - 07/22/2025

Conflicts abound.  Russia and Ukraine are still at it.  The Israelis and Palestinians are still at it.  And in recent weeks, Israel, Iran and the U.S. are firing missiles, dropping bombs and making waves.  In response to these ongoing crises and recent events, thousands of Americans are in the thick of it.  Companies are sending […]

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