The PIU Communicator Library

A Divorce Decree Failure to Survive Case Study - 03/26/2024

Petersen International’s Failure to Survive product provides a simplified-issue death benefit on a term chassis to customers who need coverage quickly or who are not eligible or the right fit for traditional term insurance.  Typical uses of the insurance are for third-party key person situations, to indemnify buy/sell agreements and other business contracts, divorce decrees […]

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Selling Disability Insurance to Younger Generations - 03/19/2024

According to a 2022 study by the U.S. Bureau of Labor Statistics, the median age of the American workforce is under 43-years old, yet most disability insurance sales (and the sale of most elective insurances for that matter) are made to employed persons over the age of 45.  From these numbers we can tell that […]

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Layering Benefits to Effectively Safeguard Income - 02/27/2024

Common sense and assumption based on experience in the life and health insurance industry have led me to the realization, which I’m certain most of you have witnessed and will wholeheartedly agree upon, that most clients and hopeful prospects—most, not all—are in no way proactive when it comes to their insurance needs.  No matter how […]

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Ideas to Accelerate Your DI Sales - 02/20/2024

Although income protection has historically been an often overlooked, undervalued component of the life and health insurance industry, the disability insurance marketplace is where we find fresher and greater opportunities than in most other industry sectors.  Recent increases in industry-wide competition, a general stabilizing of the greater marketplace as well as advances in underwriting automation, […]

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Your Best Resources for New Business - 02/06/2024

Now into the new year and as we move into tax season, it is the perfect time to stir up new insurance business among your own client lists.  Believe me, there are plenty of potential sales and premiums awaiting you in those files.  Familiar names and faces make for great clients, repeat customers and excellent […]

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In the Home Stretch - 11/22/2016

What a crazy year it’s been. Deadly terrorist attacks continuing at home and abroad, political and social turmoil surrounding the Presidential race, and Ryan Lochte at the Rio Olympics! I think America needs a break. Here at Petersen International, we have enjoyed a beautifully organized chaos throughout 2016. It’s been another busy and prosperous year, […]

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