The PIU Communicator Library

Case Study Snapshot: Key Person Disability - 11/01/2025

A successful and renowned orthopedic surgeon was a partner and primary revenue generator of a growing Florida medical practice including a surgery center.  His personal annual income was $1,200,000.  The other business owners were greatly concerned with a permanent disability scenario in which the key surgeon would be unable to practice which would put the […]

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Cannabis Industry Insurance Solutions - 09/23/2025

As the American cannabis industry continues to mature and evolve, it has become evident that the sector is in desperate need of more support from insurance outlets and requires financial protections that other commercial areas are readily afforded. Many life insurance companies have yet to embrace the cannabis industry and fail to allow any kind […]

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Life Insurance Awareness Month - 09/09/2025

Welcome to Life Insurance Awareness Month (LIAM).  Be sure to check out the great marketing material and informational pieces developed by Life Happens (lifehappens.org) in coordination with LIAM.  This initiative helps to educate consumers and the general public with unbiased information on the many important facets and uses of the various forms of life insurance.  […]

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There’s Lots More to DI Than Just Personal Coverage - 07/22/2025

One’s disablement causes a ripple effect.  Not only is the disabled person directly affected and overwhelmed, but the resulting waves hit everyone and everything in the vicinity.  Family and friends are reeling from the consequences, but so too are the disabled person’s coworkers and employers.  And if the person happens to be a business owner, […]

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Preserving the Here and Now - 06/10/2025

What is important to you as an advisor?  Selling peace of mind to your clients?  Assisting in planning for their economic present and future?  Building their families safe harbors in case of unexpected catastrophe?  All are altruistic endeavors and purposeful goals for someone working in our industry.  But how do you make those intentions a […]

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Disability Insurance – Serving Its Purpose - 05/20/2025

Imagine for a moment not being able to work for a living and losing the ability to perform the duties of your occupation because of an unforeseen accident or chronic illness.  Your ability to earn a fair living is arguably your greatest personal asset.  A regular income not only allows for the reasonable necessities of […]

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