The PIU Communicator Library
Simplified-Issue Individual Disability Insurance - 10/31/2022
Like life insurance products, disability programs come in many different shapes and sizes designed to fit varying client needs and budgets. But acquiring sufficient amounts of DI can be challenging and time consuming to both broker and client alike. That is never truer than it is today, especially in the COVID era when we are […]
And Then There Was One! - 10/24/2022
Well not really, but… Over the past couple of years many small and large insurance brokerage operations have been bought up by other larger brokerage operations. At times, it has seemed like everyone was buying and selling their agency. For years we have espoused the need for a producer to utilize a top insurance brokerage […]
Layering Benefits to Effectively Safeguard Income - 09/27/2022
Common sense and assumption based on experience in the life and health insurance industry have led me to the realization, which I’m certain most of you have witnessed and will wholeheartedly agree upon, that most clients and hopeful prospects—most, not all—are in no way proactive when it comes to their insurance needs. No matter how […]
DI Case Study: The Tiered-Benefit Structure - 07/18/2022
Disability insurance is an often overlooked, undervalued and misrepresented financial safeguard. Yet, it the greatest resource an income-earner has in protecting one’s economic freedom against the very real threat of not being physically able to make a living due to a short or long-term debilitating illness or injury. Disability insurance is essential to every working […]
Protecting the Most Crucial of Assets - 06/22/2022
The most important and fundamental of critical assets to the continuation and financial success of any American business of any size is not in its fiduciary holdings and intellectual properties, nor is it in the more readily tangible equities like manufactured product, real estate, office equipment and machinery. Arguably, a company’s most important assets are […]
War in Ukraine! - 06/14/2022
For many weeks now, the Vladimir Putin-led Russian army has invaded and held at arms the sovereign nation of Ukraine. By force under attack of bombs, missiles, ground troops and tank battalions, Russia has taken physical control of much of the eastern regions of the country. Daily atrocities and loss of innocent life have been […]