The PIU Communicator Library
Financial Planning for an Aging Workforce - 07/19/2016
From early childhood, I remember relatives and friends of my grandparents complaining about their daily grind and waxing philosophical about the day they would turn 65 years old so they could retire and move out of the chaos of Los Angeles to somewhere like Florida or Palm Springs. In those days, very few Americans worked […]
Disability Insurance Awareness Month - 05/17/2016
There is simply much more to disability insurance than selling policies and earning commissions. Americans need to be frightfully aware of the real possibility of disablement during one’s career and the devastating potential loss of earnings. Any scenario that involves total or partial loss of income should be an immediate wake-up call to anyone lacking […]
Disability Insurance: Premonitions of Trouble Ahead - 05/06/2016
As insurance professionals, we must celebrate our current successes and the general good health of the DI market, but we must also be wary of future turbulence and the hazards the industry may soon face. For the last decade it’s been a buyer’s market which has clearly been beneficial to the consumer. The world’s personal […]
The Power of the Personal Disability Income Policy - 03/22/2016
From the desk of W. Harold Petersen – A simple product – an insurance policy has no chrome strips, no moving parts; we can’t wear it, sit on it, eat it or even hang it on the wall to show our friends. It is a piece of paper usually condemned to a dark and dusty […]
Graded Benefit DI: The Best Solution - 11/17/2015
Like many Americans and I would guess some of you, I have a tendency to eat more than I should, and I definitely don’t exercise enough. By Southern California standards, I’m not the poster boy for health and fitness. But like many of your clients, I work hard and I earn an income that requires […]
Two Policies, Two Benefits Rolled into One! - 11/03/2015
We would like to introduce you to the Buy/Sell Plus disability insurance program, an innovation now available in the market only through Petersen International Underwriters. This standalone product marries key person disability benefits with a traditional disability buy/sell policy. You now have a source that can provide your corporate clients with the perfect balance of […]