The PIU Communicator Library
A New Frontier of Employee Benefits - 10/08/2024
The employee benefits market, although mostly rewarding to its advisors, continues to be a complicated and sometimes muddled playing field. American companies, no matter their size, are at times being forced to provide benefits which they can hardly afford, and compliance and management headaches have surpassed most common levels of reason. Human resources personnel and […]
The High-Limit Disability Niche - 09/17/2024
The disability insurance marketplace may seem relatively obscure to many life and health insurance advisors active in the industry today. However, the true nature and importance of income protection is not lost on successful agents and brokers willing to step out of their proverbial comfort zones and market products that are not only pivotal safeguards […]
Impaired-Risk Solutions Part 1 – Disability - 08/13/2024
Petersen International Underwriters specializes in niche disability, life, accident and health insurance products. And we take pride in the fact that our forte is the hard-to-place personal and business disability market, as we are adept in underwriting flexibility. Our liberal-leaning risk analysis methodologies allow us to excel in getting traditionally substandard clientele properly insured. Longevity […]
Income Replacement Strategies - 07/09/2024
Disability insurance isn’t usually the first product on the minds of most U.S. insurance advisors, nor is it on the minds of their clients. The average American seldom inquires about most aspects of insurance, but when they do, it usually entails coverage types more requisite to government mandates, like medical or auto insurance, or preconceived […]
Pilot Insurance Part 1 – Income Protection - 06/11/2024
Disability income insurance is imperative to professional aviators. Whether a pilot flies for an airline, is self-employed as a crop duster, provides executive transport or fights forest fires from a helicopter, the reality of disablement exists among every class of aviator. Due to accident or illness, there is always an imminent threat of short-term and […]
It’s All in the Fundamentals - 04/02/2024
I try to frequently remind myself that importance in most matters of life is always in the fundamentals. The basic nature of insurance these days is what’s truly important for Americans. Personal disability insurance is one of those elementary financial needs of any professional, and in a perfect world should be as commonly prescribed as […]