The PIU Communicator Library
It’s All in the Fundamentals - 04/02/2024
I try to frequently remind myself that importance in most matters of life is always in the fundamentals. The basic nature of insurance these days is what’s truly important for Americans. Personal disability insurance is one of those elementary financial needs of any professional, and in a perfect world should be as commonly prescribed as […]
Selling Disability Insurance to Younger Generations - 03/19/2024
According to a 2022 study by the U.S. Bureau of Labor Statistics, the median age of the American workforce is under 43-years old, yet most disability insurance sales (and the sale of most elective insurances for that matter) are made to employed persons over the age of 45. From these numbers we can tell that […]
Layering Benefits to Effectively Safeguard Income - 02/27/2024
Common sense and assumption based on experience in the life and health insurance industry have led me to the realization, which I’m certain most of you have witnessed and will wholeheartedly agree upon, that most clients and hopeful prospects—most, not all—are in no way proactive when it comes to their insurance needs. No matter how […]
There Isn’t Much Scarier - 10/31/2023
I’m not talking about ghosts or goblins or anything supernatural, but there isn’t much scarier than losing your physical ability to earn a living. Disablement is an unfortunate natural phenomenon. It is a regular part of life, of many lives in fact, in this country. According to the U.S. Census Bureau, over 27% of U.S. […]
DI for the Rest of the Entertainment Industry - 10/17/2023
In a recent issue of “The Communicator”, we reintroduced you to the StarCover high-limit disability insurance plan that is specifically designed to protect the incomes of Hollywood stars who make their living with their likeness in front of the camera. They are the big names that get you to pay exorbitant prices at concerts and […]
When Traditional Carriers Can’t…or Won’t - 10/9/2023
“When traditional carriers can’t…or won’t” is the slogan Petersen International has been using for years. It’s more than a tagline, it’s the truth. Most insurance professionals recognize us as specialists in high-limit or excess disability insurance, which we proudly concede. We write comprehensive disability policies for the Hollywood elite, Wall Street movers and shakers, high-powered […]