The PIU Communicator Library
Physician Disability Insurance Solutions Part 1 - 11/05/2024
The U.S. physician and surgeon disability market provides an interesting landscape for insurance companies to navigate. Doctors are well-educated, typically affluent insurance prospects. They readily demonstrate a comfort in addressing their many insurance needs. And they have the income available to meet lofty premium requirements for their property, liability, life, health and disability policies. Yet, […]
How to Safeguard Estate Plans - 10/22/2024
In the most fundamental teachings of insurance, we are taught that life insurance creates an immediate estate. We also learn that annuities can be employed to liquidate an estate. But how do you financially safeguard an estate, especially during those integral income accumulation years when an individual’s economic attributes take shape, build, ride the inherent […]
A New Frontier of Employee Benefits - 10/08/2024
The employee benefits market, although mostly rewarding to its advisors, continues to be a complicated and sometimes muddled playing field. American companies, no matter their size, are at times being forced to provide benefits which they can hardly afford, and compliance and management headaches have surpassed most common levels of reason. Human resources personnel and […]
The High-Limit Disability Niche - 09/17/2024
The disability insurance marketplace may seem relatively obscure to many life and health insurance advisors active in the industry today. However, the true nature and importance of income protection is not lost on successful agents and brokers willing to step out of their proverbial comfort zones and market products that are not only pivotal safeguards […]
Impaired-Risk Solutions Part 1 – Disability - 08/13/2024
Petersen International Underwriters specializes in niche disability, life, accident and health insurance products. And we take pride in the fact that our forte is the hard-to-place personal and business disability market, as we are adept in underwriting flexibility. Our liberal-leaning risk analysis methodologies allow us to excel in getting traditionally substandard clientele properly insured. Longevity […]
Income Replacement Strategies - 07/09/2024
Disability insurance isn’t usually the first product on the minds of most U.S. insurance advisors, nor is it on the minds of their clients. The average American seldom inquires about most aspects of insurance, but when they do, it usually entails coverage types more requisite to government mandates, like medical or auto insurance, or preconceived […]