The PIU Communicator Library

Even Great Executives Need Disability Insurance Advice - 04/25/2017

I recall the Los Angeles Times newspaper carrying an article with the headline: “Executive On Leave Since Injury.” The article was of local and national importance because it involved the CEO of a large national company that provides many jobs in several major cities. The firm is a stable older firm that has been pressured […]

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Income Protection for Pilots - 03/27/2017

As important as life insurance is to professional aviators, disability income protection is equally as imperative. Whether a pilot flies for a commercial outfit, is self-employed as a crop duster or does heavy-lift work in a helicopter, the reality of disablement exists among every class of aviator. Due to accident or illness, there is always […]

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Star Gazing - 03/07/2017

If you caught last week’s airing of the 89th Academy Awards, you were witness to a historical night culminating in the very uncomfortable, botched delivery of “picture of the year”, not to mention the continuous stream of the now requisite political commentaries and expected “Trump” satire. Despite the sometimes tiresome, self-aggrandizing and frivolous proselytizing by […]

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It’s (Almost) Never Too Late for Disability Insurance - 12/06/2016

As “Generation Y” or “Millennials” as they are now so commonly referred are flooding the American workforce, their more seasoned counterparts, the “Baby Boomers”, are becoming stacked at the opposite end of the career timeline. Boomers came into adulthood during the Vietnam War and saw this country through many political and socioeconomic changes. They worked […]

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The Disability Insurance Litmus Test - 11/01/2016

As an insurance professional, you make a living serving your clients’ best interests. You assumedly make it your primary duty to financially prepare your clients for the many varied obstacles life may bring. Harnessing your years of experience of recognizing and indemnifying risk, you more than likely prescribe medical insurance, life insurance and most importantly […]

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No Body’s Perfect – Impaired Risk Underwriting - 09/20/2016

According to World Health Organization estimates, there are over 30,000 human diseases known to modern medicine. Of those classified and analyzed conditions, roughly two-thirds have no known effective treatment. Yet, we have come a long way from the archaic days of visits to the medieval barber for blood-lettings or shock therapies to improve ailments of […]

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