The PIU Communicator Library
Advanced Income Replacement Strategies - 03/26/19
Comprehensive disability insurance isn’t usually the first product on the minds of U.S. insurance advisors, nor is it on the minds of their clients. The average American rarely inquires about most aspects of insurance, but when they do, it usually entails coverage types more requisite to government mandates, like medical or auto insurance, or preconceived […]
Accelerated Benefit Disability Insurance -
High-limit disability insurance is the cornerstone of sound financial planning for high-net-worth clientele. Life insurance, estate planning and retirement planning are certainly important, but without sufficient protection of one’s income, the entire strategic game plan fails and families are left financially at risk. Earned income is our most crucial asset as it supports most of life’s daily […]
The Magic of Single-Pay Premiums -
Petersen International prides itself on its customer service. And that attention to service doesn’t end at the quick turnaround of insurance quotes, flexible underwriting or policy servicing by our helpful and professional staff. We also strive to make the paying of premiums as easy and as comfortable as possible for the agents we work with and their […]
DI Fundamentals – The Wall Safe - 02/19/2019
Here is a great lesson to pass on to your clients about the need for disability insurance and a unique take on the product in general. This idea is from the teachings of the great W. Harold Petersen who spent his lengthy career enveloped in the marketing and promotion of income protection and replacement. Learning about […]
Special Benefit Limits for Young Physicians - 02/12/2019
The path to a successful career in medicine is an arduous one. After years of hard work and higher education, new doctors usually venture out of medical school on a truly advantageous path, but with mountains of debt and school loans to repay. After graduating medical school, the next long journey begins, working many intense hours on […]
Disability Marketing Insights - 1/29/19
As residents of a democratic nation built upon economic models of capitalism and free market systems, personal income is our greatest asset. Without a regular paycheck, we wouldn’t be able to live as we are so accustomed. We wouldn’t be able to provide the same food and shelter for our families or education for our children. We wouldn’t […]