The PIU Communicator Library
A Purposeful Approach to Accident Coverage - Tuesday, September 20, 2011
There are some who may consider an accident plan as a meager employee benefit, a gimmicky add-on from credit card companies or perhaps a last resort when standard coverage cannot be obtained. Accident Insurance, however, offers definite value and can be extremely useful in solving insurance problems…
Defenders of the High Seas - Tuesday, September 6, 2011
Take the case of…Two security agents were contracted to work on an armed escort ship in the Gulf of Aden. The ship was contracted by oil companies to escort their oil tankers through pirate infested waters. Due to the possibility of a pirate attack, the two agents would be manning machine guns, missile launchers, and other lethal deterrents…
Business Asset Protection Coverage - Tuesday, August 23, 2011
Reasons to consider the Business Asset Protection Series:Coverage needed immediately (24-48 hour underwriting)Insurable interest needs to remain confidential (without the insured’s knowledge)Completing a medical exam would be an issueProposed insured is temporarily out of the countryProposed insured must travel to war zonesCoverage needed for a short period of time onlyHealth issuesIssue limits Petersen International Underwriters would like to remind everyone of the two newest plans in their Business Asset Protection Series…
Securing Your Clients Retirement Contributions - Tuesday, August 9, 2011
The Retirement Completion Plan allows financial advisors to help their clients secure the anticipated contributions to their clients’ retirement program. This will guarantee that the insured is able to accomplish his or her retirement planning even in the event of a permanent total disability…
Are People Living Longer? - Tuesday, August 2, 2011
Hundreds of news articles, statistical reports and plain old observation advises us that people are having to work longer than in prior generations. Is this a fact that people are living longer, therefore the concern for outliving one’s retirement income forces this affect? Or is it a government conspiracy given the miscalculations and actuarial mistakes regarding social security? The government, of course, has pressing reasons to keep people working and contributing via income tax…
Military Doctors Have Unique DI Needs - Tuesday, July 19, 2011
Medical doctors face two large financial concerns. The first is how to finance the high cost of the required education and training to become qualified to practice medicine. The second is how to adequately insure against the loss of future income.Many will look at an option provided by the U…