Author Archives: Jimmy Petersen

Disability Insurance Awareness Month 2025

As disability insurance marketers, producers and purveyors, the month of May is our time to shine brightly.  It’s when we can take a serious moment to recognize, celebrate and promote the fundamental importance of income protection.  Disability insurance is an imperative product and has such a significant financial impact on consumers and their businesses. I […]

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ALS Golf Classic

We are pleased to announce that Petersen International is a sponsor of the 2025 ALS Golf Classic which will be held on May 19, 2025 at The Oaks Club in Valencia, California.  The Oaks Club is a championship course designed by World Golf Hall of Famer Mark O’Meara.  The charity golf tournament, now in its […]

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Changing the Typical High-Net-Worth Narrative

High-net-worth individuals.  Traditionally, that label certainly doesn’t encompass most Americans, but unrecognized by many in the financial services industry, it does include a broad swath of prospective clientele who are everyday searching for additional financial protection options and more-well-rounded, balanced insurance portfolios. The moniker of HNWI is in itself misleading.  It can be a turn-off […]

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Case Study Snapshot: Hazardous Occupation Disability Insurance

A 33-year-old electrical linesman had been advised by friends and co-workers to seek out disability insurance in case he was injured on the job or became sick and unable to work and provide for his young family.  He was in great health but had been turned down for coverage from several domestic carriers due to […]

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Accidental Deaths Happen

Fueled by the infamous Santa Ana winds weather phenomenon and parched southern California landscapes, horrific wildfires have recently ravaged thousands of acres in the greater Los Angeles area.  My family and I were displaced by one of the fires that threatened our home for a couple of days.  Fortunately, the amazing fire crews and diligent […]

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Succession Planning and Buy/Sell Disability Insurance

Americans are extending working careers and business ownership longer than ever before, making succession planning so vital in maintaining business continuity and balance when an owner decides to finally retire. But how do you avoid instability during a regime change and the partial or entire sale of a thriving business?  You employ a thoughtfully constructed, […]

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Don’t Fall for Common Loan Indemnification Mistakes

Whether it be personal real estate, automobiles or business expenses, most Americans finance their entire way of life by accepting money from professional lenders with the promise of repayment including interest.  Public and private companies regularly utilize business loans to start, run and enhance themselves.  Business loans are commonly used for franchise start-ups, lines of […]

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Case Study Snapshot: Key Person Failure to Survive

Investors in a start-up biomedical company were seeking $5,000,000 of key person insurance to cover the life of the firm’s 37-year-old CEO and patent holder.  Not only were the investors looking to indemnify the capital put into the fledgling company, but the CEO was integral to the oversight of the sales and manufacturing processes that […]

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Accident Only Medical Insurance

Petersen International’s Accident Only Medical plan has for years been a valuable tool in providing peace of mind for unique situations when health insurance is traditionally unavailable.  For U.S. residents temporarily without health coverage, the Accident Only Medical plan is a perfect fit and can be offered with up to a 12-month term of insurance.  […]

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