Author Archives: Jimmy Petersen

Protecting That Which Is Essential

The “rainmaker.”  The term typically holds substantial clout, influence and respect.  Defined as “a person who generates income for a business or organization by brokering deals or attracting clients or funds”, a rainmaker is a key employee or business owner, usually a go-getter who is mainly responsible for a firm’s incoming new business and retention […]

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Risk Spotlight – Real Life Case

A 43-year-old surgeon was seeking supplemental disability insurance to financially protect his young family should he suddenly be unable to work due to an accident or illness.  With an annual income of $800,000 and a total of $25,000 per month of underlying income protection, the client was maxed-out with traditional carriers and unable to attain […]

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Cannabis Business Insurance Solutions

2020 proved to be another year of growth and evolution of the cannabis industry in the United States.  Arizona and Mississippi were added to the growing list of states in which the use of marijuana became legal.  Also several states such as New Jersey, Montana and South Dakota broke new ground with legislation passing in […]

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Risk Spotlight – Real Life Case

A relatively healthy 62-year-old executive and business owner was seeking disability insurance to help fund a buy/sell agreement as part of his firm’s succession planning, but had been previously declined by several traditional-market disability carriers because of his age. He turned to Petersen International for a solution, and we were able to underwrite and issue […]

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The Petersen Platform of Specialty Markets

After nearly 40 years, Petersen International Underwriters continues to be the foremost one-stop shop for unique and dynamic insurance solutions for persons inadequately served by domestic insurance companies alone. The global insurance landscape is evolving.  Markets are hardening domestically and overseas.  Carriers are tightening up on offerings and broadening restrictions.  The COVID-19 pandemic has wreaked […]

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Why Choose Accidental Death Insurance?

At first thought, accidental death insurance seems quite simplistic and obvious without the need for much explanation.  However, you might be surprised at the number of inquiries we receive asking what exactly constitutes an accidental death.  You may also be quite astonished to learn the true broad nature of the coverage and the many attributes […]

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Disability Loan Insurance vs. Overhead Insurance

Capital lending and finance make the world go round.  Whether it be personal real estate, automobiles or business expenses, most Americans finance their entire way of life by accepting money from professional lenders with the promise of repayment including interest.  Public and private companies regularly utilize business loans to start, run and enhance themselves.  Business […]

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A Stronger Focus at Both Ends of the Age Spectrum

Millennials outnumber Baby Boomers in the United States by almost eight million and represent more than a quarter of the American population.  Our greatest sources of prospective clientele now fall upon the youth and those nearing retirement – opposite ends of the spectrum.  As an industry, specifically in the life and disability insurance markets, we […]

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