Author Archives: Jimmy Petersen

Income Replacement Strategies

Disability insurance isn’t usually the first product on the minds of most U.S. insurance advisors, nor is it on the minds of their clients.  The average American seldom inquires about most aspects of insurance, but when they do, it usually entails coverage types more requisite to government mandates, like medical or auto insurance, or preconceived […]

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Discounted Single-Pay Premiums

Petersen International prides itself on its customer service. And that attention to service doesn’t end at the quick turnaround of insurance quotes, flexible underwriting or policy servicing by our helpful and professional staff. We also strive to make the paying of premiums as easy and as comfortable as possible for the agents we work with and their […]

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New Electronic Applications

Due to increasing product demand with a growing need to streamline policy application processing and ensure continued exceptional and expeditious service, Petersen International is excited to announce the immediate implementation of several new online product applications for the Key Person Failure to Survive (FTS) plan, the Buy/Sell Failure to Survive (FTS) plan as well as […]

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Pilot Insurance Part 1 – Income Protection

Disability income insurance is imperative to professional aviators.  Whether a pilot flies for an airline, is self-employed as a crop duster, provides executive transport or fights forest fires from a helicopter, the reality of disablement exists among every class of aviator.  Due to accident or illness, there is always an imminent threat of short-term and […]

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Going on Holiday?

Summer months typically mark a busy time for the international travel industry.  Family vacations, business trips, study-abroad programs, high school/college senior trips, honeymoons and humanitarian and religious missions are but a few of the many reasons Americans are traveling overseas this summer.  Unbeknownst to most travelers, their trusted domestic medical policies and governmental healthcare programs […]

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Proper Business Planning with Disability Insurance

Disablement is like the analogy of throwing a stone into a pond.  There is certainly a ripple effect.  Not only is the disabled person directly affected and in over their head, but the resulting waves hit everyone and everything in the vicinity.  Of course, close family and friends are reeling from the consequences, but so […]

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Disability Insurance Awareness Month 2024

It’s that wonderful and special time of year again when we as an industry take a serious moment to recognize the fundamental importance of disability insurance to the working American.  Too many of us have seen the financial struggles of uninsured families when an income earner loses his or her physical ability to earn a […]

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Preserving Corporate Continuity

The most important and fundamental of assets to the continuity and financial success of any American business of any size is not in its financial holdings or intellectual properties, nor is it in the more tangible equities like manufactured product, real estate, office equipment or machinery.  A company’s most important asset is its workforce, the […]

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