Monthly Archives: August 2022

The Bread and Butter

Petersen International is a multi-generational insurance corporation that boasts a sizable product portfolio, providing a diverse range of financial services from disability insurances and international medical programs to specialty-market life and accident products as well as more obscure coverage like kidnap and ransom insurance.  In the last several years, the specialty-market buzz has been focused […]

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The Failure to Survive Product Line

Key Person FTS Failure to Survive insurance is a simplified-issue business-focused term product requiring no exams or labs that can be underwritten and issued in a matter of days.  With liberal underwriting standards and unique flexibility, the Key Person FTS coverage provides a flat key person benefit, and can accommodate impaired-risk cases that would typically […]

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In the insurance industry, K&R is short for Kidnap & Ransom.  That certainly conjures some scary thoughts.  I would rather worry about my home or property being damaged by a fire or an earthquake.  I don’t want to think about my family members, friends or colleagues being held against their will in some dark room […]

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