Petersen International’s Failure to Survive product provides a simplified-issue death benefit on a term chassis to customers who need coverage quickly or who are not eligible or the right fit for traditional term insurance. Typical uses of the insurance are for third-party key person situations, to indemnify buy/sell agreements and other business contracts, divorce decrees […]
According to a 2022 study by the U.S. Bureau of Labor Statistics, the median age of the American workforce is under 43-years old, yet most disability insurance sales (and the sale of most elective insurances for that matter) are made to employed persons over the age of 45. From these numbers we can tell that […]
Spring Break school holidays will soon be here, and millions of Americans of all ages will be traveling with families, as couples, as individuals and as part of student and friend groups throughout the country and abroad. Many are embarking upon these vacations without a firm grasp of the potential and inherent hazards. In addition […]
In the financial services world, many of us spend a lot of time on the road. Now that the COVID hysterics have generally died down, the frequency with which we find ourselves in hotel rooms fighting jet lag, preparing for early morning meetings seems to be increasing as business relationships have mostly gotten back to […]