Monthly Archives: November 2019

Fire Storm

This has been an extra eventful fire season in California.  Here in the southern part of the state, the infamous Santa Ana weather phenomenon has produced record-breaking wind patterns in the last couple of months that have produced sporadic gusts over 70 miles per hour, wreaking havoc on trees and power lines all over this […]

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Everyday Solutions for Usual and Unusual Insurance Roadblocks

Life and disability insurance sales are often hampered by a commonly occurring problem – impaired risk.  “My client takes meds for depression.  My client has a leaky heart valve.  My client has been arrested for DUI.  My client is too heavy for his/her height.  My client was recently diagnosed with Parkinson’s.  My client has HIV.  […]

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