Monthly Archives: March 2020

Corporate Downsizing Perils

The COVID-19 outbreak has turned many American industries on their head and in a very short amount of time.  Business sectors are already struggling, and economic futures are at best precarious to say the least.  Retail and entertainment markets are already being forced to downsize, and this terrible predicament will ultimately trickle throughout many U.S. […]

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COVID-19 Era Sales and Business Practices

Americans are reeling from what is taking place in the world.  The very contagious and dangerous COVID-19 virus has landed in the U.S. and has spread quickly, far and wide, forcing everyone to practice “social distancing” and now several state governments to require citizens to “shelter in place.”  Our daily routines are having to change, […]

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Outbreak 2020

Panic, whether premature or not, has certainly set-in here in California.  My wife and I attempted to do our grocery shopping the other night to pick up some household essentials for the week, and I was flabbergasted at what I witnessed.  I had heard rumors from friends and others in the office about bare shelves […]

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The Value of a Residual Disability Rider

Not all disabilities manifest themselves equally.  There are tens of thousands of known human diseases and countless ways the relatively-fragile human body can be injured.  And although modern medicine has remarkably progressed over the last century, the number of disabled Americans has steadily increased over time.  The disabled community is now the single largest minority […]

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Legends Reunited

Our founder, W. Harold Petersen, made a storied career in the disability insurance industry.  He began his practice of developing and implementing novel income protection programs for American workers through traditional carrier channels, mostly by access through the life and health markets of the 1960’s and 1970’s.  But he always had special concern for his […]

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