A 53-year-old corporate executive was making $350,000 annually. He was wanting to secure $17,500 per month of benefit through a traditional disability income policy. Due to an extensive medical history, he was being turned down for disability insurance by every domestic carrier his agent approached. He was moderately obese, suffered from Type II diabetes which […]
One’s disablement causes a ripple effect. Not only is the disabled person directly affected and overwhelmed, but the resulting waves hit everyone and everything in the vicinity. Family and friends are reeling from the consequences, but so too are the disabled person’s coworkers and employers. And if the person happens to be a business owner, […]
Conflicts abound. Russia and Ukraine are still at it. The Israelis and Palestinians are still at it. And in recent weeks, Israel, Iran and the U.S. are firing missiles, dropping bombs and making waves. In response to these ongoing crises and recent events, thousands of Americans are in the thick of it. Companies are sending […]
We deliver front and back-office resources to independent agents, brokers, general agencies and insurance marketing organizations. Whether your focus is disability, life, medical or international risk, Petersen International can help you expand your repertoire, providing prospective clients with the most progressive personal accident insurance products in the industry. We also offer a wide range of […]
I am often asked, “how do I sell high-limit or excess disability insurance?” The first step is identifying a prospect. In the world of excess DI coverage, you need to be aware of how much disability insurance a person should have versus what they are able to get from the standard markets. In general, a […]
Petersen International would like to extend a big thank you to all the corporate sponsors, all the volunteers and everyone who participated in and/or made donations during the ALS Golf Classic that was held several weeks ago here in Valencia. Thank you to our friends and colleagues who traveled out to Southern California from all […]
Business ventures, family vacations, study-abroad programs, high school/college senior trips, honeymoons and humanitarian missions are but a few of the reasons Americans will be traveling overseas in the coming months. Unbeknownst to most, their trusted U.S. medical policies and governmental healthcare programs won’t sufficiently cover them during their foreign travels. Once they cross the border, […]
What is important to you as an advisor? Selling peace of mind to your clients? Assisting in planning for their economic present and future? Building their families safe harbors in case of unexpected catastrophe? All are altruistic endeavors and purposeful goals for someone working in our industry. But how do you make those intentions a […]
A 57-year-old businessman going through a contentious divorce was seeking $750,000 of term life insurance to satisfy the divorce decree. Due to a long history of alcohol abuse and several unsuccessful in-patient rehab stints, the client was unable to secure any coverage through traditional domestic life carrier channels. His insurance agent reached out to Petersen […]
Imagine for a moment not being able to work for a living and losing the ability to perform the duties of your occupation because of an unforeseen accident or chronic illness. Your ability to earn a fair living is arguably your greatest personal asset. A regular income not only allows for the reasonable necessities of […]