Monthly Archives: June 2023

Buy/Sell DI – Its Importance and Potential Pitfalls

Americans are extending working careers and business ownership longer than ever before in this country, making succession planning so vital in maintaining business continuity and balance when an owner decides to finally hang it up and enter a life of retirement. But how do you avoid financial catastrophe during a regime change and the partial […]

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Needlestick Insurance

According to the Centers for Disease Control and Prevention (CDC), healthcare workers as well as first responders are at risk of needlestick injuries.  The CDC reports that about 385,000 needlestick injuries occur each year in the United States, and healthcare workers are among those most at risk. Needlestick injuries are most commonly associated with the […]

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A Business Loan Failure to Survive Case Study

Petersen International’s Failure to Survive product provides a simplified-issue death benefit on a term chassis to customers who need coverage quickly or who are not eligible or the right fit for traditional life insurance.  Typical uses of the insurance are for third-party key person situations, to indemnify buy/sell agreements and other business contracts, divorce decrees […]

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Easy Travel Insurance

Healthcare is a requisite purchase for most U.S. residents, as taxpayers are penalized for not having proper medical insurance.  Seeing as coverage follows us as we travel throughout the U.S. and spend time across state boundaries, shouldn’t we expect the same when we travel to Europe, Canada or Mexico?  Shouldn’t we feel secure knowing that […]

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