We are pleased to announce a major overhaul of our USAway Major Medical plan. The new USAway Major Medical has lower premium rates, is available in more states, and has an enhanced online quoting/enrollment system. Last year the USAway Major Medical transitioned exclusively to an online enrollment which greatly reduced the underwriting and policy issuance […]
The U.S. State Department estimates that nine million American citizens reside outside the borders of the United States. Granted many of those are children, non-working spouses and retired expats, but nonetheless, there are millions of working Americans living or on temporary assignment in foreign countries needing insurance. Unfortunately, most U.S. group insurances and employee benefits […]
Would you have guessed "Neurosurgeon" ranked 16th with an average excess disability insurance benefit of $36,100 per month? Click Here to watch this video as it counts down the Top 25 Occupations quoted by Petersen International Underwriters in 2017. In addition to their ranking, each occupation also has the average monthly benefit quoted in addition […]
When it comes to life, health and disability insurance, a “preferred” risk is always attractive to an insurance underwriter or actuary. Insurance company executives favor lower-risk business from relatively young, healthy clients with clean backgrounds, as they employ table ratings, flat extras, higher premiums, postponements and even flat out declinations for those individuals viewed by […]