Last week we discussed how overhead expense and loan indemnification disability plans are vital tools in managing business disruption, but there are other insurance products that are just as important in the grand scheme of business planning. Key person disability insurance is an important planning safeguard. The physical loss of a key employee or employer […]
There are many repercussions when serious illness or injury strikes and keeps someone from being able to work. Not only is the disabled person directly affected and in over their head from health, emotional and financial standpoints, but the results affect everyone and everything associated with that person. Close family and friends are reeling from […]
Often when insurance professionals think of Petersen International for excess disability insurance including group GSI coverage and individual DI, they think of only high-income earners. And yes, we do often illustrate the need for supplemental disability insurance for people making lofty incomes. But the truth is that our bread and butter cases are the same […]
The occupation of harbor pilot is a very intriguing one from a disability insurance perspective. They are mariners with decades of experience, highly trained and educated and highly paid. Their occupation duties can be physically and mentally demanding as they board moving vessels and help guide captain and crew through highly populated, highly traveled and […]