Monthly Archives: February 2026

Is Disability Insurance That Important?

That’s an easy one.  The answer is “yes, it is.”  DI is the most important line of insurance available to working Americans.  So why then is there such an emphasis in this country on the marketing and sales of other products like medical insurance and life insurance while DI sales lag significantly behind?  Don’t get […]

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A Death Benefit for Hard-To-Place Cases

Numerous agents and advisors reach out to Petersen International on a regular basis seeking solutions for impaired-risk life insurance that offers more substantial limits than typical guaranteed-issue and final expense policies.  Fortunately, we have a growing portfolio of term insurance products that provide high-limit death benefits on impaired-risk cases. The product line is called Failure […]

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Accident Only Medical Insurance

Petersen International’s Accident Only Medical plan is a valuable tool in providing peace of mind for unique situations when other health insurances are unavailable or insufficient.  For U.S. residents temporarily without healthcare, the Accident Only Medical plan is a perfect fit and can be offered for up to a 12-month term of insurance.  The plan […]

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Case Study Snapshot: High-Limit, Supplemental Disability

An orthopedic surgeon and part owner of a successful surgery center in Florida was making $1,200,000 annually.  His clinic provided taxable group disability benefits capped at $25,000 per month.  He also had an additional layer of individual coverage from a domestic U.S. carrier providing him with another $25,000 per month.  Considering the doctor’s growing family, […]

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