Author Archives: Jimmy Petersen

DI Case Study: The Tiered-Benefit Structure

Disability insurance is an often overlooked, undervalued and misrepresented financial safeguard.  Yet, it the greatest resource an income-earner has in protecting one’s economic freedom against the very real threat of not being physically able to make a living due to a short or long-term debilitating illness or injury.  Disability insurance is essential to every working […]

Read More

Travel Medical Insurance

Although the stark realities and dangers of the new “normal” brought about by the onslaught of the Coronavirus are ever present, much of the world has reopened to foreign travel and tourism.  And with the summer months upon us, this marks a typically busy time for the international travel industry.  Family vacations, study-abroad programs, high […]

Read More

Protecting the Most Crucial of Assets

The most important and fundamental of critical assets to the continuation and financial success of any American business of any size is not in its fiduciary holdings and intellectual properties, nor is it in the more readily tangible equities like manufactured product, real estate, office equipment and machinery.  Arguably, a company’s most important assets are […]

Read More

Impaired-Risk Disability Solutions

According to World Health Organization estimates, there are over 30,000 diseases of the human body known to modern medicine.  Of those classified and analyzed conditions, roughly two-thirds have no known effective treatment.  Yet, medicines have evolved greatly over the last several generations, and treatment methods have as equally improved to great effect on the human […]

Read More

The Layering of Disability Policies

Without financially protecting one’s paycheck, men and women stand to lose their single most vital source of economic freedom.  Regularly-earned income provides for the necessities for one’s lifestyle and for one’s family – it allows for food, shelter, utilities, transportation, education, healthcare as well as the other numerous bills and costs the average American encounters […]

Read More

High-Limit Disability Insurance

The Third Tier Newly created policy offers up to $25,000 per month of disability benefits payable to age 65. A first of its kind in the High Limit Disability market, this revolutionary plan offers High Limit benefits and is structured as a traditional DI policy. Plans are available for Physicians, Executives, Attorneys, and other white […]

Read More

The All Important “Rainmaker”

In the realm of big business and high finance, the term “rainmaker” holds substantial clout, influence and respect.  Defined as “a person who generates income for a business or organization by brokering deals or attracting clients or funds”, a rainmaker is a key employee or business owner, usually a go-getter who is mainly responsible for […]

Read More

Loss of License – Income Protection for Pilots

As important as life insurance is to professional aviators, disability income protection is absolutely imperative. Whether a pilot flies for a commercial outfit, is self-employed as a crop duster, provides transport for corporate executives or does heavy-lift work in a helicopter, the reality of disablement exists among every class of aviator. Due to accident or illness, there […]

Read More