Researchers anticipate Americans will have record spending on gifts and holiday trimmings and trappings this year. That figure is absolutely dumbfounding. But even more astonishing is the realization of how few Americans have appropriate disability income protection. That may have sounded like a sloppy literary transition, and you may not see an immediately strong connection, […]
As long as man has sailed the oceans, there have been pirates – men, and in rare instances women, who exploit maritime transit and commerce for financial gain by use of violence, intimidation and terror. The earliest documented accounts of piracy come from ancient Greek tales of the “Sea Peoples”, unidentified seafaring raiders who attacked […]
The NFL Players Association has announced to its members the launch of a new disability insurance program created and administered by Petersen International Underwriters, the disability income protection specialists out of Valencia, California. The program will provide members of the National Football League Players Association with career-ending, permanent total disability insurance on a guaranteed issue […]
Next time you find yourself in a major airline terminal on a weekday, take notice of how many of those sitting about you are wearing a suit or carrying a briefcase. In the financial services world, many of us spend a lot of time on the road. The frequency with which we find ourselves in […]
Personal disability insurance is one of the elementary financial needs of any professional, and in a perfect world should be as commonly prescribed as auto or homeowners insurance. That ideal is far from the reality. There are currently fewer than 30 carriers offering disability insurance in the United States, but more than 800 selling life […]
This Friday we celebrate Halloween, that electric, eclectic night of spooks and spirits, chills and thrills. Across the country, children have been undoubtedly hitting-up parents for sparkly new princess dresses and ninja costumes. Candy bar boxes, fake blood and cheap zombie decorations are still flying off the market shelves – American consumerism at its finest. […]
Whether you label yourself an insurance agent, financial planner, advisor, broker or executive, you are probably, in one form or another, a salesperson. You provide services to a paying customer – a client. You may prefer a different moniker, but in actuality, most of us are in sales. And we rightfully sell our services to […]
The trend of pushing the age of retirement back a few years is on the rise. Americans are living, and therefore needing to work, longer. Wealth accumulation periods have increased due to the need for longer-term financial sustainability, as we are regularly seeing entrepreneurs undertaking new business ventures well into their sixties. The vast Baby […]