Since the first half of the twentieth century, about 7,000 people have attempted to climb the tallest peak in the world, and almost 300 of them have perished doing so. In the high elevations of the Himalayas, death befalls climbers due to a number of different causes including altitude sickness, falls, avalanches and rope accidents. […]
The Games of the 31st Olympiad are coming to the beautiful and wild shores of Rio de Janeiro this summer. And like the Sochi Games of a couple of years ago, the Rio Olympics are already tainted by crisis. Rumors are swirling of government corruption and unsafe conditions for spectators and competitors alike. The entire […]
Most Americans will agree that having health insurance is imperative to cover medical bills in case we get sick or are injured and have to go to the hospital or a doctor’s office. The federal government now monetarily penalizes taxpayers for not having proper coverage, as healthcare has become a requisite purchase in the United […]
There is simply much more to disability insurance than selling policies and earning commissions. Americans need to be frightfully aware of the real possibility of disablement during one’s career and the devastating potential loss of earnings. Any scenario that involves total or partial loss of income should be an immediate wake-up call to anyone lacking […]
As insurance professionals, we must celebrate our current successes and the general good health of the DI market, but we must also be wary of future turbulence and the hazards the industry may soon face. For the last decade it’s been a buyer’s market which has clearly been beneficial to the consumer. The world’s personal […]
As residents of a democratic nation built upon economic models of capitalism and free market systems, personal income is our greatest asset. Without a regular paycheck, we wouldn’t be able to live as we are accustomed; we wouldn’t be able to provide the same food and shelter for our families or education for our children. […]
Disability Insurance Awareness Month (DIAM) begins triumphantly next week on May 1st. For 31 glorious days, those in the know will be rejoicing in all things DI. There is no time better than now to familiarize your clients with the extreme importance of income protection. Disability insurance is the most undervalued of coverage in the […]
So what’s trending this spring? As an insurance professional you are bombarded with industry news and expert takes on mainstream life and health insurance trends and new product lines. Blogs and magazine articles, newswires and online forums are all at your fingertips and in the service of feeding you market insight on a daily basis. […]
With the continuous onslaught of Baby Boomers reaching the age of retirement, Medicare enrollment numbers are growing by leaps and bounds. Yet for a number of reasons, every year thousands of U.S. retirees fail to secure the proper health insurance. Many U.S. citizens simply neglect to sign-up for Medicare or miss their allotted enrollment windows. […]
Many of our readers are independent insurance brokers and general agents with practices focused on individual benefits and estate planning services. Most of you rarely venture into the group and employee benefits sectors, but it wouldn’t hinder your business at all to consider looking there once in a while. The experience could be delightful and […]