The pandemic that has swept through our country has created major stress in everyone’s lives. Shopping and food supplies, while available, are more difficult to readily attain, and restocking often needs to be planned rather than just jumping in the car anytime you want. There are also new stressors at home. Kids must stay at […]
The COVID-19 outbreak has turned many American industries on their head and in a very short amount of time. Business sectors are already struggling, and economic futures are at best precarious to say the least. Retail and entertainment markets are already being forced to downsize, and this terrible predicament will ultimately trickle throughout many U.S. […]
Americans are reeling from what is taking place in the world. The very contagious and dangerous COVID-19 virus has landed in the U.S. and has spread quickly, far and wide, forcing everyone to practice “social distancing” and now several state governments to require citizens to “shelter in place.” Our daily routines are having to change, […]
Panic, whether premature or not, has certainly set-in here in California. My wife and I attempted to do our grocery shopping the other night to pick up some household essentials for the week, and I was flabbergasted at what I witnessed. I had heard rumors from friends and others in the office about bare shelves […]
Not all disabilities manifest themselves equally. There are tens of thousands of known human diseases and countless ways the relatively-fragile human body can be injured. And although modern medicine has remarkably progressed over the last century, the number of disabled Americans has steadily increased over time. The disabled community is now the single largest minority […]
Our founder, W. Harold Petersen, made a storied career in the disability insurance industry. He began his practice of developing and implementing novel income protection programs for American workers through traditional carrier channels, mostly by access through the life and health markets of the 1960’s and 1970’s. But he always had special concern for his […]
Running a successful dental practice is physically demanding and very expensive. Graduate school loans, mortgages, equipment financing, book of business buy-outs and property leases can all negatively affect the bottom line of a dental professional. Most general-practice dentists, dental specialists and oral surgeons are holders of multiple bank notes, letters of credit, promissory notes and/or […]
From early childhood, I recall relatives and family friends complaining about work and their everyday grind. They would exemplify cliché by complaining about how times had changed for the worse and how the world was such a better place when they were young. Conversations would frequently turn to gruff hopes of retirement so they could […]
Twenty-first century marketing is an art form. Expansive and evolving technologies have allowed for the dynamic growth of advertising in the business world of not only marketing your wares and your services, but also your own persona. We call this “branding.” Over the last couple of decades, professional athletes, Hollywood stars and savvy companies have […]
The American cannabis industry continues to boom. The use of marijuana and marijuana products in one form or another is now legal in 47 states in the Union as well as Washington, D.C. And the number of states allowing for complete recreational use by adults has risen to 11. Additionally, most states now allow for […]