Like life insurance products, disability programs come in many different shapes and sizes designed to fit varying client needs and budgets. But acquiring sufficient amounts of DI can be challenging and time consuming to both broker and client alike. That is never more true than it is today, especially in the current COVID-19 climate when […]
The year 2020 is certainly one most Americans will be talking about for many years to come. The global Coronavirus pandemic has significantly altered the way most of us live and work – at least temporarily. But as we do our part to socially distance, staying at home, trying to “flatten that curve”, millions of […]
Considering the current state of life in the United States, with all of us doing our best to practice social distancing and contactless commerce, many American industries are wavering under the crushing pressure of the COVID-19 pandemic. Lucky for you and I much of the way we transact day-to-day business can be done so electronically and […]
In this changed world of social distancing and government mandated stay-at-home orders, the long shadow of the Coronavirus has definitely taken a toll on American businesses and financial sectors. The life insurance industry has yet to be hit hard, but experts are seeing a general slowing trend among financial services businesses including most lines of […]
Although the Coronavirus outbreak has placed professional and collegiate sports on an indefinite hiatus in this country and the rest of the world, we can still posture in anticipation of our favorite athletes dazzling us once again on pitch, field and court. In the meantime, the upcoming NFL draft may tickle your sporting life fancy, or […]
The pandemic that has swept through our country has created major stress in everyone’s lives. Shopping and food supplies, while available, are more difficult to readily attain, and restocking often needs to be planned rather than just jumping in the car anytime you want. There are also new stressors at home. Kids must stay at […]
The COVID-19 outbreak has turned many American industries on their head and in a very short amount of time. Business sectors are already struggling, and economic futures are at best precarious to say the least. Retail and entertainment markets are already being forced to downsize, and this terrible predicament will ultimately trickle throughout many U.S. […]
Americans are reeling from what is taking place in the world. The very contagious and dangerous COVID-19 virus has landed in the U.S. and has spread quickly, far and wide, forcing everyone to practice “social distancing” and now several state governments to require citizens to “shelter in place.” Our daily routines are having to change, […]
Panic, whether premature or not, has certainly set-in here in California. My wife and I attempted to do our grocery shopping the other night to pick up some household essentials for the week, and I was flabbergasted at what I witnessed. I had heard rumors from friends and others in the office about bare shelves […]
Not all disabilities manifest themselves equally. There are tens of thousands of known human diseases and countless ways the relatively-fragile human body can be injured. And although modern medicine has remarkably progressed over the last century, the number of disabled Americans has steadily increased over time. The disabled community is now the single largest minority […]