On October 23rd 2018, Thomas Petersen, Vice President of Petersen International Underwriters, was awarded the W. Harold Petersen Lifetime Achievement Award by the association board and members of the International DI Society at their annual conference which took place this year at the Marriot St. Louis Grand in St. Louis, Missouri. Tom was in attendance […]
The Bridge Plan, a major medical insurance platform catering to U.S. residents awaiting Medicare eligibility, was developed in 1991 by Petersen International. It has faithfully served as the go-to gap healthcare product for persons aged 60 years and older who are not yet eligible for Medicare or who have missed their Medicare enrollment window. The […]
A DI expert looks at the disability income market and what can be done to increase agent involvement in DI protection solutions. What tips do you have for agents to increase success in the individual and high income markets? Petersen International Underwriters does not write “traditional” types of coverages. Our programs only exist when the […]
A DI expert looks at the disability income market and what can be done to increase agent involvement in DI protection solutions. What is your view of the state of the disability income protection market today? I have said this each year for the past few years, but it remains true – it is the […]
The name Petersen has been associated with the disability insurance industry for more than 60 years. For decades, you may have seen our ads in the trade journals, or you may be a regular reader of this publication. You may have placed business with us over the years, or you may have yet to reach […]
In my experience, when suggesting accidental death insurance to a life agent, the idea is usually met with contempt. Many life brokers I have encountered scoff at the insinuation that “accident only” coverage is a valid or appropriate option for their life insurance clients – “it is simply a rider to a proper life policy […]
Buy/sell disability insurance has become an integral part of any sound business succession plan, providing monthly or lump sum proceeds to a business owner with the explicit intent to purchase corporate shares from a permanently disabled partner; essentially allowing a healthy owner or owners to buy-out a disabled partner’s interest in the company. A problem […]
Running a successful dental practice is physically demanding and very expensive. Graduate school loans, mortgages, equipment loans, book of business buy-outs and property leases can all negatively affect the bottom line of a dental professional. Most general-practice dentists, dental specialists and oral surgeons are holders of multiple bank notes, letters of credit and/or business loans […]
It has been nearly a year since the tragic events of the Route 91 Music Festival in Las Vegas, Nevada, and as a survivor of the shooting, I am without a doubt, a changed man. Although I continue to struggle with many negative effects from the event, such as being nervous in crowded areas, getting […]
Disability insurance is an often overlooked, undervalued and misrepresented financial safeguard. Yet, it the greatest resource an income-earner has in protecting one’s economic freedom against the very real threat of not being physically able to make a living due to a short or long-term debilitating illness or injury. Disability insurance is essential to every working […]