Disability insurance is an often overlooked, undervalued and misrepresented financial safeguard. Yet, it the greatest resource an income-earner has in protecting one’s economic freedom against the very real threat of not being physically able to make a living due to a short or long-term debilitating illness or injury. Disability insurance is essential to every working […]
In the realm of big business and high finance, the term “rainmaker” holds substantial clout, influence and respect. Defined as “a person who generates income for a business or organization by brokering deals or attracting clients or funds”, a rainmaker is a key employee or business owner, usually a go-getter who is mainly responsible for […]
I often speak about the importance of income protection, or disability insurance (whichever title resonates more with you), as the hidden gem beneath all successful financial plans. Income protection is the platform on which your financial pyramid sits; it’s the fundamental layer that holds everything intact. If you think about everything you pay for in […]
One of our regional representatives, on a recent call to an employee benefits firm, had the firm’s owner make a common comment which is more myth than reality. As they were discussing “group” (GSI) excess disability coverage, the producer said his firm does not write that type of business, nor do they have any clients […]
So you’ve taken your family on an exotic holiday to somewhere you’ve only dreamed about; a foreign land with beautiful beaches, primitive forests and exciting marketplaces. The culture and customs seem almost alien to you, but your senses are hyper-stimulated and you are constantly filled with wonder and amazement. This is just what you wanted […]
People outside of the insurance industry cannot appreciate the thrill of underwriting insurance – no, I am not being sarcastic. When your company is known for solving hard to place cases you will see some of the most bizarre requests. Each case brings a new learning experience, unique challenges, and obstacles that need to be […]
Learn how to help your clients bypass cumbersome individual disability insurance underwriting processes with this 50 second video. Having a convenient solution for disability insurance is one of the best sales tools an advisor can have. Save your clients hundreds to thousands of dollars in premium payments, place more cases, and save hours of work! […]
In a recent issue of “The Communicator”, we reintroduced you to the StarCover® high-limit disability insurance plan that is specifically designed to protect the future income of Hollywood stars who make their living with their likeness in front of the camera. They are the big names that get you to pay exorbitant prices at concerts and […]
With a passion for marketing, design, and architecture, I constantly seek out new ideas, concepts, and designs. Designers shape our world and create the beauty that we all crave and admire. When the day is done, I will often unwind by reviewing architecture and interior design on one of my favorite apps – Zillow. Zillow […]
Petersen International is deeply rooted in the entertainment industry. We were founded just several miles from the famous and conspicuous Hollywood sign, and for almost 40 years, we have been privileged to write high-limit disability insurance and specialty life programs for the who’s who of show business. Several decades ago, W. Harold Petersen developed the […]